• At the time, my wife and I had just relocated back to Rhode Island and Steve was once again preparing our personal income tax returns and also began preparing all of our business tax forms, for a small local fledging business we had purchased. On top of that, we had two (2) children in college and zero time available to manage our way around the cumbersome college financial aid planning process. Steve sat down with us and consolidated our entire financial situation to best position us for minimizing our tax liabilities, maximizing the most college financial aid available and establishing a retirement investment plan.

    Today, we are on sound financial footing with our retirement savings plan well underway, and we owe it ALL to Steve and the expertise he provided during that difficult time! In short, "Steve and Advanced Planning Associates Saved Our Financial Lives!"

    Patrick "Pat" & Nina McCarthy
    Bristol, Rhode Island